You’re spending $50, $100, $200+ per lead.
Leads cost $200. Referrals cost $0.
- No upfront cost. No ad spend. No wasted budget.
- Share content. Shoppers convert. You close the deal.
- If they don’t convert? You spent $0. That’s the difference.
You keep the entire commission
No revenue share. No hidden fees. No ongoing costs. You close it, you keep it.
You’re spending money on leads. They’re expensive. And they don’t convert.
The lead vendor model
- $50-200+ per lead (shared with 3-5 other agents)
- Cold contacts who don’t know you—or care
- Race to call first before competitors swoop in
- No trust, no relationship—just a phone number
- You close 1 out of 10 if you’re lucky
The math doesn’t work
$100 per lead × 10 leads
= $1,000 spent
Close 1 policy
Earn $400-800 commission
Net result: You lose money
Or break even if you’re very, very good
“I spent $2,400 on leads last quarter. Closed 4 policies. I made less than I paid.”
— Independent P&C agent, Florida
What if customers came to you—for free?
You share helpful content. Shoppers find you. They submit a quote request. You close the deal. Your cost: $0.
Browse our content library
Access localized insurance guides relevant to your market. Search by state, coverage type, or topic. Preview before sharing.
Share to your network
Post to Facebook groups, LinkedIn, email lists, local forums—anywhere your customers spend time. Your unique link tracks every click.
Shopper reads and converts
Shoppers read expert content, build trust, and submit a quote request. No cold outreach—they come to you informed and ready.
Referral attributed to you
When they convert, the referral routes directly to your dashboard. Contact info and coverage interest—ready for your follow-up.
The people you know already trust you
Your network knows your name. They see your posts. When you share helpful insurance content, they pay attention—because it’s coming from someone they trust. That’s the advantage paid ads can’t buy.
Where to share
Facebook Groups
Local community groups, homeowner associations, neighborhood pages
Professional network, industry groups, direct connections
Email Lists
Send helpful content to your subscribers—shoppers who convert are yours
Local Forums
Nextdoor, Reddit local subs, community boards—answer questions with value
Here’s what you actually get
Commission retention
You close it, you keep it. We don’t take a cut—ever.
Done-for-you articles
No writers, no agencies, no content calendar. Browse, preview, share.
Cost per referral
Your only investment is time. No ad spend, no lead buy, no revenue share.
“I shared 3 articles to a local Facebook group. Got 2 referrals. Closed both. Paid $0 for leads. If they hadn’t converted, I’d still be out $0. That’s the difference.”
— P&C agent, Texas
Start earning referrals today
Create your free account and start driving referrals today.
Common questions about the referral engine
How does referral attribution work?+
Every article in our content library has a unique share link tied to your account. When a shopper clicks your link and submits a quote request, that referral is attributed to you—automatically routed to your dashboard with full contact info.
What kind of content is in the library?+
Localized insurance guides covering auto, home, life, flood, SR-22, and specialized coverage. Content is written for consumers searching for insurance in specific states and cities—optimized for the queries shoppers are already typing.
Do I have to write content myself?+
No. The content library is done-for-you. Browse articles relevant to your market, preview them, and share with one click. Your focus is distribution—we handle the content.
Can I share to social media and email?+
Yes. Share links work everywhere—Facebook groups, LinkedIn, email newsletters, local community forums. Any click that converts routes the referral back to you.
What happens if someone I didn't share to finds the article?+
Attribution follows your unique link. Organic traffic to the article without your referral code goes into our general pool. Clicks from your share link attribute to you.
Is there a limit to how many referrals I can earn?+
No caps. The more you share, the more referrals you can earn. Your customer acquisition cost is zero—just your time sharing relevant content to people who need coverage.